The Market Timing Scam: Wall Street Profits From Your Fear While You Miss Every Rally
They want you scared. A frightened investor is a profitable investor, at least for the people managing your money. Let me tell you about my crystal ball.
Research & The Economy
They Are Selling You a Promise They Cannot Keep and Hoping You Never Read the Fine Print
Wall Street is running radio ads and handing out glossy brochures promising guaranteed returns, and the regulators are apparently just fine with all of it. I am not.
The Fed Finally Admits It Failed You. Here Is Why That Is Not Enough Yet.
The new Fed Chair just admitted that decades of Federal Reserve policy did more damage to working Americans than almost any policy he could imagine. I have been saying this for years, and now they are finally catching up.
CNBC’s Favorite Gurus Torched IBM Investors and Nobody Lost Their TV Slot
IBM craters twenty-five percent and the same smug analysts who called it a portfolio cornerstone are already on to the next trade like nothing happened. This is not a bug in financial television, it is the entire business model.
SEC-Registered and Still a Scam: How Advisors Crypto Fleeced Seniors With Financial Engineering Nonsense
An SEC-registered firm called Advisors Crypto piled leverage onto cryptocurrency, called it conservative, targeted senior citizens, and wiped out millions. I am not surprised, and you should not be either.
Wall Street Calls It ‘Financial Planning’ Because That Phrase Sells Products. Here Is What You Actually Need.
The financial industry has spent decades selling you a concept called financial planning. I am going to tell you why that phrase is designed to benefit them, not you, and what real financial preparation actually looks like.
BNPL Is a Legal Debt Trap and Wall Street Sold It to You as a Convenience Feature
Nearly half of Buy Now, Pay Later users are already paying late, people are financing groceries with these things, and the financial media spent years cheerleading for the companies behind it. I told you so is not satisfaction. It is frustration.
Fugazi, Fake, and Finished: Why I Have Zero Tolerance for Phonies in Finance
Wall Street has turned the art of faking it into a business model. I have had enough, and you should have too.
Private Equity Is Stuck and You Might Be Paying the Price Without Knowing It
Private equity has 13,500 unsold companies clogging its pipeline and a nine-year timeline to clear the mess. Meanwhile, investors are locked in and still getting charged fees on assets that cannot be sold.
AI Is About to Become Your Financial Advisor Whether You Like It Or Not
A study just confirmed that AI financial advice is inaccurate, biased, and wildly inconsistent across platforms. The financial industry is not telling you this because they are already planning to replace your human advisor with it.