A recent study conducted by the Investment Company Institute found that mutual fund ownership is on the rise after two years of decline. This is an encouraging signal which Americans are starting to save more money. When speaking with investors most state that retirement saving is their number one priority. However, most are not planning […]
Own your own home. Own your own business. Own your own retirement. Own your own health insurance. Unlike many other financial planners we at Markowski Investments believe that in order to the meet the goals and dreams of our clients we need to take the proverbial bull by the horns and own the future. A […]
Infomercials drive me nuts. However, they must be working somewhere because they now are on television 24/7. One of the longest running and ever annoying infomercials out there is the “Set it…and forget it” rotisserie oven. This irritating man wearing more make-up than a circus clown, spewing his nonsensical drivel that by using his magic […]
I told you that a big Microsoft dividend was coming. Microsoft may be the first of the technology companies to step up to the plate, but I have a suspicion they will not be the last. Currently, there are numerous technology companies sitting on a record amount of cash. In the most recent quarter, S&P […]
This past month, Jonathan Clements of the Wall Street Journal wrote an interesting piece regarding financial independence. Many of the points he made in his article were quite similar to many of the sentiments I try to get across on the radio show. His premise was that financial independence and freedom are goals that everyone […]
life insurance. Aside from the ridiculously uninformed, commission hungry, and overly aggressive agents; there is a plethora of confusing jargon that reads like a foreign film screenplay. In the next few months in the Markowski Monthly we will be answering some of the most important and frequently asked questions regarding life insurance. DO I NEED […]
We received an incredible amount of e-mail questions this past month. In this segment we took some of the more frequent questions and answered for all. Remember our Q & A e-mail line is always open, if you have any questions send it to me at CHRIS@MINVEST.COM. EVERYONE HAS AN OPINION ON ASSET ALLOCATION MODELS, […]
“Is an “Underperform” stock in an “Outperform” industry more attractive than an “Outperform” stock in an “Underperform” industry?” The April 26th, 2004 issue of the Wall Street Journal, Susanne Craig and Ann Davis asked this valid yet confusing question. We at the Markowski Monthly have been warning investors that, despite Eliot Spitzer’s infamous stock research […]
The National Association of Securities Dealers announced that they are starting investigations into six large investment firms for misconduct in the sale of 529 College Savings Plans. The NASD feels that investors were sold 529 plans that were sponsored by states other than their home state without fully comprehending that they would lose certain tax […]
These rules of thumb represent my judgment about when it generally makes sense to choose the Roth IRA. Roth IRA vs. Taxable Account One of the alternatives to a Roth IRA is a regular taxable account with a bank, mutual fund or stockbroker. Either way you get no deduction when money goes in. The Roth […]