Financial Planning
VELVET ROPE, April 2013
A recent study released by the Spectrum Group, entitled 2013 Mass Affluent Investor, found that the average American “Main Street” investor remains overly pessimistic in regards to their finances. Their study focuses on what they call the Mass Affluent In…
MARKET-LINKED CERTIFICATES OF DEPOSIT, October 2011
I find it interesting that many in our enlightened class, whether it be the mainstream media or some Nobel prize winning economist, fail to recognize the double-edged sword of artificially low interest rates. Low-interest rates are grand if you are a debt…
MUNICIPAL DEBT BOMB, January 2011
Over the past eighteen months we have been pressing our listeners in regards to the dire fiscal situation of a large swath of our states, cities and municipalities. This situation could very well lead to an extraordinary amount of municipal bond defaults o…
TAX MAN IN THE LAND OF CONFUSION, July 2010
Let me tell you how it will be. There's one for you, nineteen for me. Cause I'm the taxman. Yeah, I'm the taxman. Should five percent appear too small, be thankful I don't take it all. Cause I'm the taxman. Yeah, I'm the taxman. If you drive a car, I…
RETIREMENT RAID, March 2010
Most of our nation’s debt is in short-term instruments that need to be rolled over on regular basis. We have just witnessed what happened when the nation of Greece had a hard time borrowing to finance their socialist entitlement programs. What would our…
FROM THE COMMISSIONER OF THE IRS, February 2010
MORE ON HEALTH SAVINGS ACCOUNTS, November 2009
NEW RETIREMENT OPTION FOR 2010, November 2009
WORTHLESS STOCK, July 2009
NOT SUITABLE, March 2009
SOME IMMEDIATE ANNUITY FACTS, March 2009
MYSTERY MEAT, March 2009
SOME TAX CHANGES, December 2008
YEAR-END TAX REMINDER, October 2008
WALL STREET REMAKE, August 2008
PEP TALK OR REALITY CHECK, July 2008
HOME VALUE REALITY, June 2008
TO SHRED OR NOT SHRED, June 2008
TALES FROM THE CRYPT, June 2008
401K'S FOR SMALL BUSINESS, June 2008
INSURANCE SALES 101, May 2008
REVERSAL OF FORTUNE, April 2008
TIME FOR AN IRA, February 2008
ANNUITY WATCHDOG, February 2008
ROLL OVER NOW, February 2008
IN SEARCH OF RECESSION, January 2008
VALUE ON SALE, December 2007
DON'T FEED THE BEARS, November 2007
RETIREMENT RIDDLE, October 2007
TALES FROM THE CRYPT, October 2007
INSURANCE REVIEW, October 2007
AMT FIX OR TAX HIKE, October 2007
NAVIGATING FINANCIAL STORMS AND CORRECTIONS, August 2007
IMPORTANT REMINDER, August 2007
BUYERS REMORSE, August 2007
TALES FROM THE CRYPT, August 2007
SAME OLD SONG AND DANCE, July 2007
THE SOPRANOS, JOURNEY AND YOUR FINANCIAL PLAN, July 2007
THE NUTTY PROFESSORS, July 2007
EVEN BLUE CHIPS DIE, July 2007
TALES FROM THE CRYPT, June 2007
REAL ESTATE REALITY, June 2007
RANDOM AUDITS RETURN, June 2007
CONSERVATION EASEMENT, June 2007
TALES FROM THE CRYPT, April 2007
PERVASIVE FRAUD, April 2007
PREPARE AND SAVE, April 2007
UNDERSTANDING ProCash Plus, April 2007
MASTER OF THE OBVIOUS, March 2007
HELP WANTED, March 2007
MARCH TAX CALENDAR, February 2007
DIVIDENDS BECOMING MORE POPULAR, February 2007
NET UNREALIZED APPRECIATION TAX BREAK, February 2007
ASSET PROTECTION...YOU WANT IT WHEN, February 2007
DEVIL IN THE DETAILS, January 2007
SELECTLINK INFORMATION, December 2006
NEW HEALTH SAVINGS ACCOUNT RULES, December 2006
TALES FROM THE CRYPT, December 2006
RESOLUTION REALITY, December 2006
INSURANCE REVIEW, October 2006
OBLIVIOUSITY, October 2006
THE PENSION PROTECTION ACT, August 2006
RETIREMENT PLANNING WITH SIMPLE, August 2006
LACK OF DIVERSITY, August 2006
SANDCASTLES, July 2006
DIVIDEND TAX TREATMENT, June 2006
A 401K FOR KIDS, June 2006
ESTATE PLANNING TOOLS, June 2006
RULES OF THE ROAD, June 2006
FINANCIAL PLANNING REALITY, May 2006
APRIL TAX SHORTS, April 2006
KEEP YOUR TAX RETURN INCOGNITO, April 2006
IT'S YOUR HOME, NOT A BANK, April 2006
TERM INSURANCE PRICES ARE FALLING, April 2006
AMERICAN TAX REALITY, April 2006
HEADED FOR A RUDE AWAKENING, March 2006
NEW 529 DEAL, February 2006
IN THE IRS CROSSHAIRS, February 2006
FREE LOANS TO UNCLE SAM, February 2006
THE IRS GETS TOUGH, December 2005
THE AMT NET, December 2005
YEAR END TAX STRATEGIES, December 2005
THE POWER OF DIVIDENDS, December 2005
UNDERSTANDING EXCHANGE TRADED FUNDS, December 2005
FIX THE 401K, November 2005
TAX REBALANCING, October 2005
TAKE ADVANTAGE OF THE AMERICAN JOBS ACT, October 2005
LEFTOVER TAX GOODIES, October 2005
HOW TO BENEFIT FROM A ROTH 401K, October 2005
SISYPHUS AND THE WATCHDOG, September 2005
MATH IS POWER, July 2005
DOWNSIDE MATH, July 2005
RIGHTS OF A CLIENT, July 2005
COVERED CALL JUICE, March 2005
TAKE COMMAND OF YOUR HEALTH CARE, November 2004
ARE YOU HEADED FOR A RUDE AWAKENING, November 2004
NEVER SET IT AND FORGET IT, September 2004
A LITTLE OLD SCHOOL INVESTING, August 2004
FINANCIAL INDEPENDENCE TOP 20, August 2004
MUCH ADO ABOUT INSURANCE, July 2004
A LITTLE Q&A, May 2004
TO SELL OR NOT TO SELL, May 2004
529 ALERT, March 2004
A QUICK GUIDE TO THE ROTH IRA, January 2004
WHY DIVIDENDS NOW, July 2002
RESPONSIBILITY, July 2002
FIXING A HOLE, October 2001
HOLDING AND FOLDING, August 2001
NO SHORT CUTS, August 2000
USE YOUR HEAD, January 2000
CRYSTAL BALL, November 1999
FALSE HOPE, May 1999
YIELD, February 1999
ICARUS AND THE STOCK MARKET, January 1999
THE SKY IS FALLING, October 1998
